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How to Write Your Book in 14 Days or Less!!

Mark Victor Hansen (Chicken Soup for the Soul) called this information outstanding, "Listen to this guy, what he has to say about writing is important!"

These techniques work for fiction and non-fiction, novice or pro.

http://www.WriteABookNow.com

First I want to talk about mortgage debt, specifically...

The Mortgage Modification Scam

If you find yourself behind on your mortgage or anticipate falling behind soon, you need to take action. But again, you have to be VERY careful where you go for "help".

Unfortunately, there have been more and more cases of loan modification fraud reported recently and it's easier than you think to become a victim. There are literally hundreds of unscrupulous companies preying on desperate homeowners. They charge thousands of dollars upfront with the promise of helping modify mortgages, then drop the ball completely.

These companies are in business for one reason, to make money. They use official looking letterhead and envelopes, usually trying to represent some government agency that's there to help you. It's almost impossible to tell who you can trust.

Rather than going to any company that approaches you via mail, email, radio or even tv advertising, you're better off going directly to HUD -- US Housing and Urban Development.

HUD counselors are there to help you without fee. They are now helping people get into Obama's Making Home Affordable program. While it's certainly not a perfect program thus far, it has helped many people, and you may qualify as well.

Here's a breakdown of the process...

If you're one of the unfortunate folks who've already received a foreclosure note and have not been able to get help with the process above, watch this next video.

You may be surprised to hear the high percentage of people who are able to use this strategy to their advantage. It is perfectly legal and may help you avoid the heaps of "fees" banks sometimes pile on already debt ridden foreclosure victims.

This strategy could delay or even help you avoid having to leave your home...

Could You Make Your Living Online?

There's one simple formula that really works.

If you're not afraid of a little work, come read my web-based guide at: make-a-living-online.com

There's no opt-in necessary -- I explain everything you need to know right at the site. You can get started for much less than you might think.

Maybe you can do this too...

~ Jim Daniels
make-a-living-online.com

This next one really makes me sick. And there are countless companies raking it in with this scheme, due to the current economic conditions.

With millions of people out of work, it's understandable that many folks need help managing their debt. The first sign of trouble is usually more credit card debt than you can handle. If you find yourself in this situation, be VERY careful when looking for a solution.

In fact, promise me you'll watch this video before you contact any debt related companies, whether you find them on the web, through a mailed offer or even advertised on radio or television.

(This video explains how many "debt help" companies make big bucks at your expense.)

I hope this video opened your eyes to what's going in the consumer debt space. And this is just ONE example of how you can be taken advantage of.

Another I became aware of recently is a national radio spot offering a free CD promising to wipe out your debt. All you pay is the shipping. But instead of help, unsuspecting consumers have been getting long sales pitches over the phone for 'debt coaching services'. Some have even reported finding new charges on their credit cards for thousands of dollars!

It's a jungle out there folks. Don't get involved with any "debt solution" company unless you fully investigate them with the BBB, with ripoffreport.com and with your local attorney generals office.

A better strategy altogether, is this... instead of trusting an unknown company to handle your debts, no matter how complicated they may seem, try to handle the situation yourself.

If you're not sure where to start, you can start by contacting creditors directly and explaining the situation. Or, if you're not comfortable with that, simply contact the National Foundation for Credit Counseling at http://nfcc.org. Their network of Certified Consumer Credit Counselors work with you to offer real solutions to your debt problems.

I hope today's issue helps you find a clear path out of debt, so you can focus on generating more income and financial security for you and your family. At the very least, maybe it will help a few of my readers avoid getting scammed.

See ya in a few weeks...
Jim Daniels
Jim at bizweb2000.com
make-a-living-online.com
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